Behind on your taxes? Let’s fix it.

If you have one or more years of unfiled tax returns, you are not alone and you are not stuck. Filing voluntarily — before the IRS files a substitute return on your behalf — almost always means a lower balance and more options.

What “getting current” looks like

1. Pull your records. As an Enrolled Agent, Chris requests your IRS wage, income, and account transcripts to see exactly what the IRS has on file.
2. Reconstruct the years. We rebuild each year’s return from transcripts and whatever records you have.
3. File and resolve. We file the required years, then sort out any balance with a realistic plan.

Why file before the IRS does it for you

When returns go unfiled long enough, the IRS can file a substitute for return (SFR) — calculated in the government’s favor, with no deductions or credits in your corner. Filing your own accurate return replaces that and almost always lowers what you owe.

Frequently asked questions

How many years of unfiled returns do I need to file?

The IRS generally requires the last six years of returns to be considered in good filing standing, though your specific situation can change that. We’ll review your transcripts and tell you exactly which years are needed.

Will I owe penalties on back taxes?

Possibly, but failure-to-file and failure-to-pay penalties can sometimes be reduced through first-time penalty abatement or reasonable cause. Filing voluntarily — before the IRS files for you — almost always produces a better outcome.

What if I can’t pay what I owe?

Filing and paying are two separate steps. We get you filed first, then look at options like an installment agreement or other arrangements so the balance is manageable.

Can you pull my IRS records for me?

Yes. As an Enrolled Agent, Chris can request your wage and income transcripts and account transcripts directly from the IRS to reconstruct years where you’re missing documents.