Looking for the best tax expert in Bedford, NH?
NH Tax Advisors is the local choice for personal and small business tax services in Bedford, Manchester, and the surrounding area
Chris Brown, Enrolled Agent
You work with me directly, start to finish.
How we help Bedford individuals and small businesses
NH Tax Advisors is a Bedford tax practice led by Chris Brown, a federally licensed Enrolled Agent. We prepare individual, family, and small-business returns, and we're comfortable with the parts that make people nervous: stock options and RSUs, Roth conversions and retirement income, rental property, and self-employment. A lot of our neighbors commute into Massachusetts and quietly overpay on it, so we get that return right. And if you're behind on filing, we get those years filed without the lecture.
Chris Brown, Enrolled Agent
You work with me directly, start to finish.
Why Bedford taxpayers choose NH Tax Advisors
If you are paid partly in stock, RSUs, options, and ESPP shares get reported wrong more often than anything else we see. The broker's 1099 lists a cost basis that leaves out the part your W-2 already taxed, so the gain looks bigger than it was and you quietly overpay, usually without ever noticing. The same kind of detail goes missing on a Massachusetts commuter's return and in the first years of retirement income. We read a return for exactly those things, check your last year or two for anything that was missed, and tell you plainly where you stand.
- Licensed to deal with the IRS on your behalf
- A local office right here in Bedford, in person or by video
- Accurate returns, updated for the 2026 tax law and every year after
- Back taxes and IRS notices, handled quietly and without judgment
- Massachusetts cross-border returns done right for commuters
- Equity comp and investment income, including RSUs and stock options
“We had a great experience, I highly recommend! Super responsive and went way above and beyond helping straighten out some business tax expenses. I am super confident that our taxes were done correctly and that he found all our eligible savings and rebates.”
How we work with Bedford individuals and families
Working with us usually starts with a conversation and a look at your last year or two of returns, so we understand your full situation before we start on this year. We prepare your federal and any state returns, then look for planning moves that lower next year's bill, whether that is timing a Roth conversion or getting your estimated payments right. When the return is ready, we go through it with you in plain language so you know exactly what you are signing, and you have a real person to call whenever a question comes up during the year.
How we work with Bedford businesses
For business owners, we start by learning how your business actually runs, then review your books and prior returns for anything that was missed or misclassified. We prepare your Schedule C or business return, calculate your vehicle, home office, and equipment deductions, and set up your self-employment tax and quarterly estimates so your April bill is close to what you expect. As you grow, we watch for the point where New Hampshire's Business Profits Tax or Business Enterprise Tax kicks in, so you are ready before a notice shows up. We're here whenever a decision comes up, not only at tax time.
How we work with Bedford rental property owners
If you own rental property, we report the income and expenses correctly and get the depreciation right, which is the part most often skipped or done wrong on a rental. We classify what counts as a repair versus an improvement, track the passive losses that carry forward, and take on the setups that trip people up, like renting a room, an in-law suite, or a short-term Airbnb. If the property sits in another state, we file that return too and keep the credit straight so the same income is not taxed twice. And when we pick up a return where depreciation was missed in earlier years, correcting it can put real money back in your pocket.
What we handle for Bedford clients
People come to us searching for the best or top tax preparer in Bedford, the nearest accountant, or a tax expert for one specific problem. Some are sent by a bookkeeper, since keeping the books and filing the return are two different jobs. Here is the work we do, and who each piece is for.
Individual and family tax returns
The federal return and any state returns that go with it, prepared and then explained to you before you sign. Most of our clients are here every year, so we already know the history behind the numbers.
Massachusetts commuter returns
If you live in Bedford and work in Massachusetts, MA taxes the days you physically worked there, not every dollar you earn. Getting that day count right is where commuters either overpay for years or get real money back.
Equity comp and investment income
RSUs, stock options, and ESPP shares get reported wrong more often than anything else we see, usually because the broker's cost basis leaves out what your W-2 already picked up. We reconcile the two so you are not taxed twice on the same shares.
Retirement income and Roth conversions
First year of distributions, Social Security, required minimum distributions, and inherited IRAs. Then the planning side: how much to convert to a Roth this year without pushing yourself into the next bracket or a Medicare surcharge.
Self-employed and 1099 income
Schedule C with a real expense review, mileage and home office, and the self-employment tax nobody warns you about in your first year. We set your quarterly estimates so April is not a surprise.
Small business and LLC taxes
Single-member LLCs and sole proprietors, including equipment under Section 179, contractor 1099-NEC obligations, and a SEP-IRA if you want to shelter some of the profit. As you grow we watch for the point where New Hampshire's Business Profits Tax or Business Enterprise Tax starts to apply.
Rental property
Schedule E income and expenses, depreciation set up correctly, repairs versus improvements, and the passive losses that carry forward. When depreciation was missed in earlier years, correcting it often puts real money back in your pocket.
Back taxes and unfiled returns
One missed year or ten. We work out how many you actually have to file, get them filed, and head off the substitute return the IRS will otherwise file on your behalf. Without the lecture.
IRS notices and payment plans
We read what the notice actually says, tell you whether it is right, and answer it. If you owe more than you can pay, we set up an installment agreement or look at whether First Time Abatement can take the penalties off.
Amended returns
A return that was already filed and is wrong, whether you filed it yourself or someone else did. We find what was missed, amend it, and get you the refund if one is owed.
What New Hampshire taxes, and what it doesn't
New Hampshire does not tax the wages you earn and has no sales tax, so there is no state return on your paycheck the way there would be in most other states. That is exactly why the Massachusetts side matters for anyone here who commutes across the line, and it is one of the first things that surprises people who just moved to Bedford from a state with an income tax.
One legacy item worth knowing if you are cleaning up an older return: New Hampshire's Interest and Dividends tax (the DP-10) ended for 2025 and later, but it still applied for 2024 and earlier. So if we are filing back years or amending a return from 2024 or before, your investment income may still owe a little New Hampshire tax for those years. For anything from 2025 forward, that form is gone.
You don't have to be in Bedford to work with us
The Bedford office (03110) is here by appointment when you want to sit down, but most of our clients work with us entirely online. Your documents move through a secure portal instead of loose email, and we go over the finished return with you by phone or video. A client in Manchester, Merrimack, Nashua, Goffstown, Amherst, or New Boston gets the same attention, and the same care with their information, as one a few minutes from the office.
Frequently asked questions
How do I choose a good tax preparer in Bedford?
Start with the credential. An Enrolled Agent or a CPA is licensed to represent you before the IRS, and a preparer without one has limited rights the day a notice shows up. Ask whether they will still be reachable after April, since a lot of tax questions surface in the summer and fall. Ask whether they have done your kind of return before, because a Massachusetts commuter return, a rental, and a few unfiled years are all different work. And be careful with anyone who sets their fee as a share of your refund or promises a bigger refund than the next person before they have seen a single document.
Can you do my taxes online, or do I have to come into the office?
Almost everything is done online, and for most of our clients that is how it works from start to finish. You send your documents through a secure portal, we prepare the return, we go through it with you by phone or video, and you sign electronically. No taking an afternoon off to sit across a desk while someone rushes your numbers into the software. If you would rather come in, the Bedford office is here and we are glad to sit down with you, but you never have to.
Can I get my Massachusetts refund without mailing a paper return?
Usually yes. When you live in New Hampshire and work in Massachusetts, part of your refund comes from apportioning your wages to the days you actually worked in Massachusetts instead of from home. A lot of preparers still file that return on paper, which can mean waiting months for the money. We file it electronically wherever the return allows, so your refund comes back faster.
The numbers on my last return look off. Can you check it?
Yes, and for a new client we do it at no charge. Before we start on this year, we go back through your last year or two of returns looking for missed deductions and credits, basis and carryover mistakes, and anything that does not add up. If we find something worth amending, we tell you what it is worth. If it all looks right, you will know that too.
Can I reach you after tax season?
Yes. A lot of tax matters do not wait for spring, like a letter from the IRS, a house sale, a new business, or a planning question before year end. You can reach us for those, and you are working with the same people in July that you worked with in March. That continuity is a big part of why our clients stay with us year after year.
What clients say
Real reviews from real Southern NH clients
“I truly cannot say enough good things about my experience with Chris & Maria at NH Tax Advisors! I came to them with a rather daunting & messy self-employed tax situation, needing resolution for some previous years' filings.”
“We had an unexpected situation this tax season when our original accountant suddenly became ill and had to retire. My husband and I were scrambling to find someone new, especially so close to the deadline.”
“I had a great experience working with Chris Brown. He was incredibly easy to work with and always very reachable. He would respond within minutes or at most a few hours whenever I had a question.”
Talk to your tax professional today
Call to talk through your tax situation with a licensed tax pro who’ll remember you next year.